Government Mortgages...


FHA & VA Mortgages
The United States Government offers mortgages for those who qualify for them. Specifically, FHA loans are where the majority of the previous "Sub-Prime" AND "Conforming" borrowers are now turning to for their mortgages. Read below, or contact us for more information:

425-273-0734

FHA & VA Streamline Refinances are for current FHA and VA mortgage holders. The reason they are called "Streamline Refinances" is because they don't allow certain things to be done, such as getting cash out. They were designed to simply lower your existing rate to a more competitive one as time goes by during your home ownership. Most of the traditional hassels of refinancing are removed when doing a Streamline Refinance!

FHA & VA Purchase programs are also restricted to certain buyers. ALG Mortgage will work with applicants to guide them through the government's process for qualifying, while taking care of most of the paperwork directly for you. The VA and FHA basically have their own set of guidelines that need to be followed and fulfilled, but we have years of experience and can get your loan done quickly and efficiently!