ALG's Company News...


The Volatile, Greedy World Of Money
As a successful mortgage brokerage, we strive to offer our clients the best mortgage scenarios possible. Of course, mortgages are bought, sold and paid for using somebody else's cash for the most part. That means those "somebodies" are looking for an edge to make as much as possible off the "little guy"...that would be you, the client. This of course leads to greed, which in turn causes an unethical action.

This is where ALG Mortgage - the Broekrage steps in and acts as your representative and defense against the Dark Arts! All of our employees, Loan Officers and Processors agree that ethics and principals take the front seat - without exception.



The Changing Mortgage Market
The mortgage industry began going through some changes during the first quarter of 2007, with lenders and banks pulling back - or completely out of the non-conforming market, also known as "sub-prime". Several lenders and banks have closed their doors because of poor decisions made during the peak of the Zero-Down mortgage boom. This has put the lending industry into somewhat of a panic, with a large percentage no longer offering aggressive Zero-Down mortgages, and virtually all of the remaining ones raising their minimum credit score requirements.

This has made it tough for some folks to qualify for Zero-Down mortgages, but we at ALG Mortgage will always have aggressive Zero-Down mortgages! You can count on ALG Mortgage to be on top of these changes.